Category Archives: Publications

Entrepreneurs are the lifeblood of the economy, creating businesses, jobs and economic activity from scratch through a combination of hard work and ingenuity. But too often the companies they start and the jobs they create are at risk of destruction, if the entrepreneur is not properly insured.

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Peter Merrick, author of “The Essential Individual Pension Plan Handbook,” says that with Canadians living much longer after retiring, pension plans are…

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Canadian employers are manipulating Employee Profit Sharing Plans to reduce what they owe in Canada Pension Plan contributions, Employment Insurance premiums and corporate taxes, according to the government…

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If you’re like most business owners, you’re going so flat out running your firm you don’t spend enough time managing your personal finances. That…

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In 1957, then-Canadian finance minister Walter Harris introduced the RRSP into legislation as the solution to issues raised by the Canadian Medical Association, which pleaded for a tax deferral plan for self-employed taxpayers that wanted to save for their retirement. Canadians know the rest of this story…

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In my profession, many projects require the expertise of multiple professionals: accountants, lawyers, business brokers, insurance agents and financial advisers, to name a few. If an adviser tries to tackle estate planning without consulting a lawyer or accountant, chances are the plan is going to be incomplete or weak…

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The reasons Canadians aren’t saving for retirement may have less to do with the economic recession and unsettled markets and more to do with instant gratification and information overload, reveals a new report from Toronto-based Bank of Montreal’s Retirement Institute…

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MONTREAL – Millions of Canadians will face countless decisions about what to do with financial windfalls long after their dreams of winning this weekend’s $50-million lottery jackpot fade…

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Segmenting clients to define the standard of service for each customer isn’t just based on a customer’s assets. These days, more financial advisers are turning to qualitative measures — such as overall likeability — to decide whether a customer is prime or not…

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I was thinking about transitioning wealth while watching Godfather II the other day. Mafia kingpin Michael Corleone was commenting on his elderly rival Hyman Roth: “He talks to me as a son; as his successor . . . but the old man thinks he’ll live forever.”…

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